Friday, November 30, 2007

Millionaire story - Part 1

Beginning from today, I'll be posting a series of stories that how an ordinary individual can be millionaire. Below is the 1st story of the riches.

Being a millionaire isn't what it used to be -- but it sure beats not being one. Just ask the 8.2 million U.S. households -- an all-time record -- that had a net worth of more than $1 million in 2004, excluding the value of their primary residence. That was a 33% increase over the previous year, reports a survey by TNS Financial Services. The surge was driven mostly by consistent investing in the stock market. But there are other ways to make a million -- start a business, invest in real estate, put yourself in the right place at the right time. Kiplinger's sought out people who did all those things and more. We found that although they had taken different routes, they followed a pattern; you might call that pattern the nine habits of highly successful millionaires. And all of them had a 10th trait in common: They never lost sight of their goal.

'Do whatever it takes'

Marco and Sandra Johnson started out saving lives in their community of Lancaster, Calif., and ended up running a multimillion-dollar business whose customers come from across the United States.
The idea was born on the job. Marco, a full-time firefighter and paramedic, would come home from an incident and complain to Sandra that lives might have been saved if bystanders had been able to administer first aid. At the time, the Johnsons were trying to have a second child, and Marco was particularly upset when "children died unnecessarily because no one at the scene knew CPR," says Sandra.

In 1997, they began offering CPR and first-aid classes to local businesses. Sandra handled scheduling and other arrangements, and Marco taught classes between shifts at the firehouse. At first they borrowed material and equipment and brought it to each site; after a few months they scraped together enough money to rent a 400-square-foot office. The business started to take off when workers whose jobs require CPR certification, such as schoolteachers and bus drivers, sought them out. Then students asked them to start training emergency medical technicians because local junior colleges had a two-year waiting list for EMT classes.

Within a few years, the Johnsons had become accredited for EMT training and moved their Antelope Valley Medical College to bigger quarters. "Everything was happening fast," says Marco. Riding the momentum took seven-day-a-week stamina. Marco alternated shifts at the firehouse with classroom duty, and Sandra was "always on the phone" setting up appointments. The couple didn't want to take out a business loan, so they plowed their own income into the school and sometimes put off making mortgage payments on their house to pay their employees. Says Marco: "There were times when it was a gut check. We looked at each other and said, 'What did we get ourselves into?'" Now the Johnsons can breathe easier. In 2004, their school was expected to pull in revenues of $7.5 million, and their corporate clients have included businesses from Boeing to Burger King. That boom in business has given the couple the means to own several houses and to treat their extended family -- a group of 12 -- to vacations in Hawaii.

Source :

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Tuesday, November 20, 2007

Signature campaign for the earth

Sign up to stop the melting.This candle is programmed to melt away if no one signifies their concern for mother earth.

Global Warming is not a fad. It is not a story that somebody just made up. Global Warming is a scientific reality that all humans face. Some of the things we do have a negative impact on our planet. We need to reverse this impact now.

Let us all do our part to make sure that the world we live in does not die. Sign up here >>
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Tuesday, November 13, 2007

One cent no more

Bank Negara is expected to announce today that it does not make sense to mint 1 sen coins anymore. What with rising inflation, our billion-ringgit mentality, and next year's crippling increase in petrol/diesel prices.
Expect an announcement on this later today.With the move, businesses may be asked to round up their prices.So instead of paying RM1.92 per litre for your petrol, you may be paying only RM1.90!

That's what they called a lull before the storm!

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Friday, November 9, 2007

10 big lies commonly use by Multilevel Marketing

10 big lies commonly use by Multilevel Marketing by Robert L. Fitzpatrick
Lie #1: MLM offers better opportunities than all other conventional business and professional models for making large amounts of money.
Lie #2: Network marketing is the most popular and effective new way to bring products to market. Consumers like to buy products on a one-to-one basis in the MLM model.
Lie #3: Eventually all products will be sold by MLM. Retail stores, shopping malls, catalogs and most forms of advertising will soon be rendered obsolete by MLM.
Lie #4: MLM is a new way of life that offers happiness and fulfillment. It provides a way to attain all the good things in life.
Lie #5: MLM is a spiritual movement.
Lie #6: Success in MLM is easy. Friends and relatives are the natural prospects. Those who love and support you will become your life-time customers.
Lie #7: You can do MLM in your spare time. As a business, it offers the greatest flexibility and personal freedom of time. A few hours a week can earn a significant supplemental income and may grow to a very large income, making other work unnecessary.
Lie #8: MLM is a positive, supportive new business that affirms the human spirit and personal freedom.
Lie #9: MLM is the best option for owning your own business and attaining real economic independence.
Lie #10: MLM is not a pyramid scheme because products are sold.
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